Passenger In Car Accident – Are Injuries Covered
Accidents on the road happen more than you think. Roughly 6,600 people are injured in road accidents every day, but wearing a seatbelt saved over 12,000 lives in 2013. An accident scene can be a confusing place, especially when dealing with the shock of the crash, the police, and issues regarding fault. While working out liability for the driver can be complicated, liability for the passenger is typically straightforward.
As a passenger in a car accident, you will typically not have to worry about liability in order to get the compensation you deserve for the injuries you sustained in the crash. If you have suffered injuries and there are complications around your claim as a passenger, then you will want experienced legal help to see you through whatever resistance may come up. A common concern is who is going to pay your medical bills? Our Orange County accident attorneys are uniquely situated to help you with your case. In the end, it all comes down to proving your claim. You can call Avrek car accident attorneys at 1-866-598-5548.
Protect Yourself as a Passenger in Car Accident:
- Wear your seat belt
- Get insurance information after getting medical attention
- Have adequate insurance of your own
- Consult an attorney if need be
- Take photos of accident scene if possible
Two Factors You Need To Prove
In order to prove your claim, there are two factors that you will have to prove. The first factor in order for you to get the compensation you need is liability. Liability entails the fault of the defendant. The second factor is damage. This refers to the injuries you sustained during the crash.
In an accident involving two vehicles, one of the motorists will most likely be at fault and liable for the cost of your medical bills. It the accident involves a single vehicle like when you are passenger in a car that hits a tree, then the driver is considered at fault. A quick rule to know is that if the motorist is the one hitting something, then they are typically at fault. If and when you find yourself in a situation similar to this, filing an injury claim is the best way as a passenger to get the coverage you need for your medical bills.
The Injury Claim
Like other car accident claims, passenger car accidents are processed in a similar manner. There is a big difference you should be aware of though. Unlike driver accidents and claims, passenger accidents do not need to be made against each of the drivers if it is a two car accident. While you may not necessarily need it, you should still consider getting the insurance information of the person who hit the car that you are in. When the negligent party is determined, you will have their information and be able to file for a personal injury claim with their insurance company. By gathering the data beforehand, you can ensure that regardless of the verdict, you charge the right insurance company. Finalizing a car accident settlement as a passenger can take months if not years, so be patient. That is of course if you manage to not run into some problems along the way. Healthcare.gov offers a great resource to learn more about having adequate insurance.
Personal Injury Claim Potential Problems
The primary problem you may face is when there are multiple passengers in the car who are injured. If you are all injured, then your claims will be combined and paid out of a single pot of insurance. The amount can be quite low depending on the plan of the driver responsible for the crash.
The second problem you may face is when insurance carriers delay your settlement. More often than not, this occurs due to the two insurance companies fighting between one another on liability. Entirely unnecessary and resulting only in the delay of your settlement, you will need professional help if you want to end this quickly and get the money you need to pay your medical bills. If you are currently in this situation or fear it may happen, then call a Car Accident Attorney today.
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Legal Help Is One Call Away
Here at Avrek Law Firm, we pride ourselves on professionalism and knowledge of the law that we bring to every case. Helping our clients get the monetary settlement they are due while navigating a tricky and often times esoteric legal system is our specialty. Working with you every step of the way, we will not rest until your case is given the very best defense. If you or someone you love has been recently injured as a car passenger due to the recklessness of another then contact us right away. Call us at 1-866-598-5548 to schedule your free consultation and begin the process today.
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